Injured in an Rideshare Accident? How to File a Claim Against Rideshare Companies

Rideshare services like Lyft and Uber  have become increasingly popular throughout Louisiana, providing convenience and accessibility for many travelers. However, with their rise in usage comes the potential for accidents. If you find yourself injured in an Rideshare  accident, understanding how to file a claim against rideshare companies can be crucial in ensuring you receive the compensation you deserve.

If you find yourself in such a situation, a Louisiana Ride Share Accident Lawyer from The Delphin Law Offices PLC in Louisiana can provide vital insights and legal tips to help guide you through the process.

Do Rideshare Drivers Have Insurance Coverage?

Rideshare companies have specific insurance policies that cover both their drivers and passengers during different phases of a ride. Here’s a breakdown of when some rideshare companies’ insurance coverage is applicable. Many rideshare companies will have similar coverage:

1. App Offline: When the driver is not logged into the app, the driver’s personal auto insurance is in effect.
2. App Online, Waiting for a Ride Request: Once the driver is logged in and waiting for a ride request, some rideshare companies provides liability coverage up to $50,000 per person in bodily injury, $100,000 per accident in total bodily injury, and $25,000 for property damage.
3. Ride Accepted to Destination: When the driver accepts a ride request and transports a passenger, Rdeshare ’s insurance coverage increases to $1 million for third-party liability, as well as coverage for uninsured/underinsured motorists and contingent comprehensive and collision coverage.

As you can see, the state of your rideshare driver at the time of an accident determines critical levels of insurance coverage to protect you in an accident.

What Should I Do If I’m In a Rideshare Accident?

If you’re involved in an accident while using a rideshare company, here are the steps to follow:

1. Seek Medical Attention: Your health and safety should be your top priority. If you or anyone else is injured, call for medical help right away, regardless of how minor the injury may seem.
2. Gather Evidence: Collect as much information as possible at the accident scene. This includes:

• Contact and insurance information of the Rideshare driver and any other involved parties.
• Photos of the accident scene, vehicle damage, and visible injuries.
• Witness contact information.
• A copy of the police report, if applicable.

3. Report the Accident to the rideshare company. Open the  app and navigate to the help section to report the accident. Many of these companies have a system in place to handle claims, and notifying them promptly can help expedite the process.
4. Contact Your Insurance Company: While the rideshare company’s insurance may cover your injuries, you should also report the accident to your personal insurance provider. They can guide you in filing a claim for medical expenses and damages.

Why You Should Consult a Rideshare Accident Lawyer

Navigating the complexities of filing a claim against a rideshare company can be challenging. Consulting with an experienced Rideshare Accident Lawyer can help you understand your rights and ensure you meet all necessary legal deadlines. We can help with:

• Statute of Limitations: In Louisiana, the statute of limitations for most personal injury claims is two years from the accident date. Filing your claim within this timeline is essential to preserve your right to compensation.
• Potential Compensation: If your claim is successful, you may be entitled to compensation for medical expenses, lost wages, pain and suffering, and property damage. An experienced attorney can help you evaluate your damages and develop a solid case.
• Negotiation Process: Be prepared for the negotiation process with the rideshare company’s insurance company. Insurance companies often offer low settlements initially. Having a lawyer can help advocate for a fair settlement that reflects the true extent of your damages.
• Litigation: If a satisfactory settlement cannot be reached, you may need to pursue litigation. A skilled lawyer can represent your interests in court.

Top-Rated Louisiana Rideshare Lawyers

Being injured in a rideshare  accident can be overwhelming, but knowing the steps to take can help simplify the process. It’s essential to prioritize your health, gather evidence, and consult with professionals who can guide you through filing a claim against rideshare companies. Contact the trusted Rideshare Accident Lawyers at The Delphin Law Offices PLC if you have further questions or need assistance regarding a rideshare accident.