Rideshare Accident Lawsuits: What Passengers and Drivers Need to Know About Compensation

Rideshare accident lawsuits are increasing. The rise of rideshare services like Uber and Lyft has changed how Louisiana residents and guests think about transportation. While this convenience is welcome, it brings with it a slew of complex legal matters, especially when accidents occur. Whether you are a passenger or a driver, understanding your rights and potential compensation avenues is crucial if you find yourself involved in an Rideshare  accident.

The Louisiana Rideshare Accident Lawyers at The Delphin Law Offices PLC share more about what drivers and passengers need to know about rideshare accident compensation.

What Should I Know About the Rideshare Company’s Insurance Policy?

Understanding the company’s insurance coverage is one of the first steps in navigating rideshare accident lawsuits. These companies maintain different insurance levels depending on whether the driver is transporting a passenger or is simply available for rides. Here’s a breakdown:

1. While the App Is Off: Most rideshare companies do not provide any passenger liability coverage when the driver is not on a trip. The driver is expected to have their own personal auto insurance.
2. When the App Is On, but No Passenger Is Matched: In this phase, the company will likely provide minimum liability coverage of $50,000 per person, up to a maximum of $100,000 per accident, and $25,000 in property damage. This coverage applies when the driver is en route to a potential passenger but has not yet accepted a ride.
3. While the Driver Is on a Trip: When a driver is matched with a passenger, the rideshare company may offer $1 million in liability coverage for personal injuries and property damage. This coverage also extends to injuries caused by uninsured or underinsured drivers.

Who Can File a Lawsuit After A Rideshare Accident?

Both passengers and drivers have the right to file a lawsuit after an accident. Here’s how it differs:

• Passengers: Passengers can seek compensation if injured during a rideshare ride due to the driver’s negligence or another party’s actions. If necessary, they can generally file claims against the driver’s insurance or the rideshare policy.
• Drivers: Rideshare drivers injured in an accident while transporting passengers may also seek compensation. If another driver was at fault, the rideshare driver could file a claim against that driver’s insurance. Additionally, if an uninsured motorist hits the driver, they may rely on the rideshare company’s uninsured motorist coverage.

Steps to Take After a Rideshare Accident

Whether you are a driver or passenger, a clear process can help safeguard your rights and potential compensation:

1. Ensure Safety: Move to a safe location if possible and check for any injuries.
2. Contact Authorities: Call 911 to report the incident. A police report is vital, as it documents the accident, which can be essential in claims.
3. Gather Information: Collect details from other involved parties, including names, contact information, insurance details, and vehicle information. Document the scene with photos and notes.
4. Notify the rideshare company: Inform them about the accident through their app or support line. Document your communication with them.

What Kind of Compensation Is Available from Rideshare Accident Lawsuits?

Consult a legal professional with extensive experience in rideshare accident lawsuits for specific details. They can help navigate the claims process and protect your interests while advocating for the best compensation possible.

Several types of damages injured parties may recover:

• Medical Expenses: Covering immediate and future medical bills related to the accident.
• Lost Wages: Compensation for time off work due to injuries sustained in the accident.
• Pain and Suffering: Damages awarded for emotional distress or reduced quality of life caused by the accident.
• Property Damage: Costs to repair or replace damaged property, such as vehicles.

Contact Lawyers Experienced in Louisiana Rideshare Accident Lawsuits

Being involved in a rideshare accident can be overwhelming whether you are a passenger or a driver. Knowing the legal landscape, understanding your rights, and following necessary steps can significantly influence the outcome of your claim. Remember, timely action is crucial. Don’t hesitate to seek professional help from The Delphin Law Offices PLC in Lake Charles, LA, to navigate the complexities of any rideshare accident lawsuits effectively.